I am Malay H. Varaiya, founder of Labdhi Consultant Investment Services. We have been in this field for more then 20 years now. We deal in all personal financial planning products like Life Insurance, General Insurance, Mediclaim, Motor Insurance, Fire Insurance, Travel Insurance, Transit (Marine) Insurance, Mutual Funds, & Post Agency small saving schemes, We have been acknowledged for our efforts by the insurance company quite a few times. We believe in keeping ourself updated so that our knowledge can help our clients to the fullest.